Search real estate homes condo foreclosures short sales property in Cape Coral Lehigh Fort Myers Florida

Click the link 'SEARCH MLS LIKE AN AGENT' near the upper right of this page to find Lee County real estate. Prices are low and it's time to buy in SW Florida. Input your own criteria and search at your own pace. Find foreclosures, bank owned, short sales (sometimes worth the wait), waterfront, sailboat access, canal, beach, pool, single family, condo, Gulf of Mexico access, gated community, golf community, etc. Choose your favorites then contact the MARY NEILSON TEAM for your private showings. Call 239-243-5989. *7 days a week*

SOUTHWEST FLORIDA REAL ESTATE HOME BUYERS ARE BACK! CAPE CORAL FORT MYERS LEHIGH ACRES FLORIDA

RECENT SOLD PROPERTIES by THE MARY NEILSON TEAM 239-243-5989

509 Wildwood Pkwy. Cape Coral, FL 3BD 2BA $89,000

1209 SW 9th Ct. Cape Coral, FL 3BD 2BA $90,000

4001 SW 17th Ave Cape Coral, FL 3BD 2 BA $92,000

3923 Palm Tree Blvd. Cape Coral, FL 3BD 2BA $107,000

653 Ladd St Lehigh Acres, FL 3BD 2BA $114,480

1912 SE 6th Terr Cape Coral, FL 4BD 2BA $132,500

4009 NW 41st Ave Cape Coral, FL 3BD 2BA Pool $156,000

3904 Oasis Blvd Cape Coral, FL 3BD 2BA Pool $160,000 Short Sale

2666 Sunset Lake Dr Cape Coral, FL 3BD 3BA Pool/Lake $166,000

14975 Rivers Edge Fort Myers, FL 2BD 2BA Condo $175,000

1808 SE 6th ST Cape Coral, FL 6BD 3BA Pool $220,000 Short Sale

4025 Surfside Cape Coral, FL 3BD 2BA Pool $225,000 Short Sale

1426 SE 15th Ter Cape Coral, FL 3BD 2BA Pool GulfAccess $226,000 Short Sale

12969 Turtle Cove N Fort Myers, FL 3BD 2BA Pool $259,000 Short Sale

4908 SW 3rd Ave Cape Coral, FL 3BD 2BA Pool/GulfAccess $265,000 Short Sale

602 NW 3rd Ave Cape Coral, FL 3BD 3BA Pool/Canal $330,000

1427 SW 49th ST Cape Coral, FL 3BD 2BA Pool/Sailboat $420,000

The Market is heating up! Don't miss your chance to reserve your place in Paradise.

Call Mary 239-243-5989

Call Donna 239-443-7413

Call Jan 239-699-1762

Call Dale 239-281-1577

CONGRATULATIONS TEAM! CENTURY 21 BIRCHWOOD 'TOP SALES TEAM JULY 2008' REALTORS

The Mary Neilson Team is proud to be the Century 21 Birchwood Realty #1 Sales Team for the month of July. Continually providing excellence in client services are Mary Neilson, Donna Moyer, Dale Hintermeier and Jan Jablonowski.

Whether Buying or Selling your home in the Cape Coral, Fort Myers, Lehigh Acres or all of Lee County call on The Mary Neilson Team for the personal attention you deserve.

Available 7 days a week

Mary Neilson 239-243-5989 mary@maryneilson.com

Donna Moyer 239-443-7413 dmoyer1951@aol.com

Dale Hintermeier 239-281-1577 dale@century21.com

Jan Jablonowski 239-699-1762 jan239@comcast.net

Governor Christ signs a Bill that provides homeowner protection from Unscrupulous predators. 'upfront fees to negotiate a short sale'

The Mary Neilson Team provides short sale negotiation on pre-foreclosure properties free of charge. We will negotiate a sale with your lender. Our fee is paid by the Lender at closing.

CS/HB 643 - Foreclosure Fraud

GENERAL BILL by Jobs & Entrepreneurship Council and Ford (CO-SPONSORS) Ambler; Brisé; Bucher; Bullard; Chestnut; Gibbons; Gibson, H.; Gonzalez; Hasner; Homan; Hukill; McKeel; Patronis; Reagan; Richardson; Richter; Roberson; Schenck; Schultz; Weatherford; Zapata
Foreclosure Fraud: Provides legislative findings & intent relating to need to protect homeowners who enter into agreements designed to save homes from foreclosure; prohibits foreclosure consultants from engaging in specified acts or failing to perform contracted services; requires all agreements for foreclosure-related services & foreclosure-rescue services to be in writing; specifies required information in written agreements; requires statements in written agreements to be in uppercase letters of specified size; provides homeowners with right to cancel agreement for specified period & specifies right may not be waived; provides homeowner has specified period during which to cure defaults; requires equity purchasers to verify homeowner's ability to make payments under repurchase agreement; provides for rebuttable presumption of specified transactions being unconscionable; provides that foreclosure-rescue transactions involving lease option or other repurchase agreement create rebuttable presumption that transaction is loan transaction & conveyance from homeowner to equity purchaser is mortgage; provides for limited application of presumptions & for exclusions; provides that persons who violate specified provisions commits unfair & deceptive trade practice; repeals provision relating to violations involving individual homeowners during course of residential foreclosure proceedings.
Effective Date: October 1, 2008

Last Event: 05/28/08 Approved by Governor; Chapter No. 2008-79 on Wednesday, May 28, 2008 2:58 PM

Avoid Foreclosure Mary Neilson Team Century 21 Birchwood will negotiate your Short Sale Lee County Florida Cape Coral Fort Myers

Get the job done right. From listing to closing, as stress free as possible, we understand what you are going through. Call today!

Mary Neilson 239-243-5989 mary@maryneilson.com

Donna Moyer 239-443-7413 dmoyer1951@aol.com

Dale Hintermeier 239-281-1577 dale@century21.com

Jan Jablonowski 239-699-1762 jan239@comcast.net

"List with us, consider it sold"

Sample, write lender HARDSHIP LETTER for Short Sale Pre Foreclosure Cape Coral Fort Myers Lehigh Acres Mary Neilson Team Century 21 Birchwood Realty

Short Sale - Sample hardship letter
THIS IS A SAMPLE HARDSHIP LETTER:
More information on Short Sale: Sample hardship letter (each situation is different).

Lender Name Lender Address Lender's fax number

Today's Date

RE: Hardship Letter - Short Sale for _____________________ address

To whom it may concern:

I purchased my home at _____________ in ___________. At that time I was employed by _______and business was very good. My salary and the possibility of a promotion and raise made me sure that I could easily support my mortgage. Unfortunately, a downturn in the market caused my company to reduce its workforce and I was laid off.

After searching for a comparable job, I finally got a temporary position as an office assistant as I continuing seeking other work. I struggled for several months to make my mortgage payment, and was also hit with some medical payments that I did not expect (the COBRA payment was more than twice what I was paying when employed). I knew I would have to sell my home to protect my credit rating and possibly have enough cash left over for moving expenses and some savings. I put my home up for sale by owner in _________, but there were several problems that I did not have enough money to fix, such as the broken fence in the back yard and some pretty severe leaks in the roof which indicated a new one was needed. Over the next three months I lowered the price three times but still had no takers. I am now working with a real estate agent and I believe she will be able to help me sell quickly.

I really love my house, but I know that I cannot afford it. I am a single parent, working as a temporary employee with few benefits and no savings. My financial situation cannot sustain a home mortgage of nearly $2200 per month. I want to sell the home, avoid foreclosure and salvage my credit. I know that a foreclosure on my record will affect me for years to come. I would ask that you please assist me in avoiding this.

Please accept this offer as payment in full. My attorney has advised me to file bankruptcy, but I prefer to avoid further destruction of my credit. I just want to move on and start over.

I deeply appreciate your help and understanding in this matter. If you have any questions, or need anything further from me, please contact my agent or me personally.

Sincerely, Home Owner Name Address and Contact Information

Countrywide Chase Option One American Home Mortgage Wells Fargo Franklin Carrington Short Sale Cape Coral Fort Myers Information AVOID Foreclosure

The Mary Neilson Team has been successful in negotiating short sales with lenders. Allow Mary Neilson mary@maryneilson.com, Donna Moyer dmoyer1951@aol.com, Dale Hintermeier dale@century21.com or Jan Jablonowski jan239@comcast.net guide you through the process. Don't wait & lose your house in foreclosure. Learn more about debt forgiveness. Call today.... Mary 239-243-5989

Cape Coral Ft Myers Florida Short Sale Have a Question? Need an Answer Pre-Foreclosure Short payoff Solutions How To You Can AVOID foreclosure

If keeping your home is not an option - call your lender to discuss these possibilities: Sale: If you can no longer afford your home, your lender will usually give you a specific amount of time to find a purchaser and pay off the total amount owed. You will be expected to use the services of a real estate professional who can aggressively market the property. * Pre-foreclosure sale or short payoff: If you can't sell the property for the full amount of the loan, your lender may accept less than the amount owed. This is what is better known as a short sell or short sale. Call The Mary Neilson Team, Short Sale experienced in negotiating with your lender. All information is confidential. 239-243-5989 email: mary@maryneilson.com Subject line: Short Sale Help Please

Have Questions? Get Answers on How To Buy A Short Sale in Cape Coral Fort Myers Lehigh Acres Florida

The Market is heating up. Don't play it cool. Call The Mary Neilson Team for information on Short Sale, Bank Owned and Conventional Home purchases. Savvy buyers are returning to the Southwest Florida market and buying first, vacation, waterfront, gulf access, fresh water, golf course homes, condos and vacant land at fantastic bargain prices. Don't wait for the uptick. Ask about a personal 'Client Portal'. Give us your wish list & new properties will be sent to you automatically as they come on the market. Call or email one of our Full Time agents today. Depend on a Realtor that will work for you.

Mary Neilson mary@maryneilson.com 239-243-5989

Donna Moyer dmoyer1951@aol.com 239-443-7413

Dale Hintermeier dale@century21.com 239-281-1577

Jan Jablonowski jan239@comcast.net 239-699-1762

About Realtor Jan Jablonowski Cape Coral Fort Myers Florida

A native of New Jersey, married, a mother of 4 grown children, and 3 wonderful grandchildren. My husband and I frequently visit family in southern New Jersey and Philadelphia.

I don’t miss the weather in Philly, but sometimes miss going to the Phillies, Eagles, and Flyers games. We found a great Philadelphia cheese steak shop in Cape Coral, that brings back those memories.

After a successful career of over 30 years with CIGNA and IBM, I retired to paradise to take advantage of our passion for boating and fishing in Cape Coral. I utilized my professional experience in customer service, management, and computer technology to transition into my second career of real estate. After working in large corporations, it’s a pleasure to work closely with people and to help them make their dreams come true.

To assist with one of the largest financial transactions in peoples lives, and to do it well, is very important to me. You can count on me to be there for you.

Please feel free to contact me for your real estate needs. Jan Jablonowski (239) 699-1762 or email jan239@comcast.net

Buy Buyers Buys Real Estate House Waterfront I want a deal in Cape Coral Fort Myers Florida

Is it time to jump in? Are you feeling froggie? It's time to buy in SW Florida. Your sunshine & boating paradise await. We'll do the foot work and find your perfect dream home. Whether your passion is Golf, Boating in the hundreds of miles of canals or Gulf of Mexico, Fishing, Sports, Shelling, the Beach or simply working on a Great Tan. Prices are affordable and mortgage interest rates are low. Don't let this down cycle take a move upward before you take the plunge. Call The Mary Neilson Team. Contact us today! Mary 239-243-5989 mary@maryneilson.com KEYWORDS: Find My Dream Home Please

Cape Coral Fort Myers Lehigh Acres Real Estate Homes MLS Realtors Listed Pending Sold

Call The Mary Neilson Team and consider it SOLD. Mary 239-243-5989

Short Sale information Cape Coral, Fort Myers, Lehigh Acres, San Carlos Florida

Is a short sale right for my situation? How do I get started with a short sell or short sale? Will I receive a IRS 1099? What are my options to avoid a foreclosure and deficiency judgment? How does the Relief bill President Bush signed affect me? Will I have any out of pocket expenses? Who pays the commission, real estate taxes and other charges related to closing? Who communicates and negotiates the sale with my lender? For answers to these questions and more we can help. Call or email The Mary Neilson Team. 239-243-5989 mary@maryneilson.com